Home Insurance Costs with Deductible Scenarios in Adams County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Adams County, IL	$120200	$496	$682
Fall Creek, IL	$206100	$643	$885
Columbus, IL	$209300	$647	$890
Payson, IL	$90800	$444	$611
Bowen, IL	$50900	$323	$445
Lima, IL	$102300	$472	$649
Chili, IL	$54600	$336	$462
Clayton, IL	$70600	$387	$533
Monroe County, MO	$103100	$577	$794
Hurdland, MO	$29200	$454	$625

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Impact of Coverage Amount on Home Insurance Cost In Adams County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$686
$200,000	$1,756
$300,000	$2,253
$400,000	$2,813
$500,000	$3,601
$750,000 to $1000,000	$4,163
Above $1000,000	$4,923

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Adams County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Adams County, IL Average Home Insurance Cost	$690.64
State Average Home Insurance Cost	$850
Difference Vs national Average	-533.36

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Top Homeowners Insurance Companies in Adams County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,143
Allstate	$1,047
LM General	$837
Liberty	$795

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Adams County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-83	608
One Claim	+48	739
Two Claims	+83	774

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