Home Insurance Costs with Deductible Scenarios in Champaign County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Champaign County, IL	$154800	$556	$766
Villa Grove, IL	$92300	$447	$616
Broadlands, IL	$88000	$437	$601
Mansfield, IL	$107100	$483	$665
Bondville, IL	$107400	$484	$666
Champaign, IL	$156700	$560	$771
Sangamon, IL	$214700	$653	$898
Muncie, IL	$62000	$360	$496
South Homer, IL	$117400	$505	$696
Cunningham, IL	$146700	$471	$648

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Impact of Coverage Amount on Home Insurance Cost In Champaign County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$435
$200,000	$1,437
$300,000	$1,908
$400,000	$2,463
$500,000	$3,153
$750,000 to $1000,000	$3,645
Above $1000,000	$4,310

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Champaign County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Champaign County, IL Average Home Insurance Cost	$775.03
State Average Home Insurance Cost	$850
Difference Vs national Average	-448.97

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Top Homeowners Insurance Companies in Champaign County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
LM General	$837
Liberty	$795

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Champaign County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-109	667
One Claim	+62	837
Two Claims	+101	876

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