Home Insurance Costs with Deductible Scenarios in Champaign, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Champaign, IL	$156700	$560	$771
Thomasboro, IL	$85200	$429	$590
Goose Creek, IL	$101600	$470	$647
Champaign, IL	$156700	$560	$771
Newcomb, IL	$215400	$653	$899
Foosland, IL	$55000	$337	$464
Royal, IL	$145000	$558	$768
Champaign County, IL	$154800	$556	$766
Mahomet, IL	$203400	$537	$739
Bondville, IL	$107400	$484	$666

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Impact of Coverage Amount on Home Insurance Cost In Champaign, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$578
$200,000	$1,464
$300,000	$2,082
$400,000	$2,526
$500,000	$3,233
$750,000 to $1000,000	$3,738
Above $1000,000	$4,421

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Champaign, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Champaign, IL Average Home Insurance Cost	$779.88
State Average Home Insurance Cost	$850
Difference Vs national Average	-444.12

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Top Homeowners Insurance Companies in Champaign, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
Allstate	$1,047
LM General	$837

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Champaign, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-94	686
One Claim	+47	827
Two Claims	+109	889

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