Top 5 Home Insurance Companies in Champaign, IL
Check out the most popular Home Insurance agencies & companies in Champaign, IL & compare the best quotes from them.
How to Get on Homeowners Insurance Cheapest in Champaign, IL
The average cost of home insurance in Champaign, IL is $775. Home value, coverage type, deductible, and age, as well as the material used to construct your home, all influence the cost of a policy. Homeowners can take advantage of available discounts to reduce the cost of their house insurance. Take a look at the savings available to Champaign residents.
Average Insurance Cost based on the security features
The type of material used to construct your home has a significant impact on the cost of your home insurance. Sturdy materials are used in the construction of homes, making them less vulnerable to damage. As a result, house insurance companies provide significant discounts to homes constructed using damage-resistant materials. Homes built with fire-resistant materials in Champaign can get home insurance for $666, while homes built with masonry and brick can get home insurance for $736. Homes with Superior and hail resistant roofs cost $705 and $752, respectively.
Burglaries and damage are less likely in homes with advanced security features. As a result, home insurance companies in Champaign promote homeowners to install home security systems by providing discounts. Champaign homes with deadbolts and fire extinguishers, for example, pay $713 and $705 in home insurance rates, respectively. Additionally, residences with burglar alarms and smoke detectors receive a discount on homeowners insurance of $705 and $682 respectively.
Apart from that, homeowners with a claim-free history receive savings from their insurance company. Furthermore, depending on the type and number of claims, house insurance prices in Champaign can rise to $876. Homeowners in Champaign who have a claim-free background can get house insurance for $667.
Top Home Insurance Companies in Champaign, IL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Nationwide | A+ | 9.8% |
| GEICO | A++ | 5.64% |
| Progressive | A+ | 4.5% |
| Erie | A+ | 3.6% |
| Travelers | A++ | 3.06% |
Top Progressive Home Insurance Agents in Champaign, IL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Kristie Pearson | 406 E Springfield Road 61910 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| The Braun Agency Inc | 313 N Long St 61880 |
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| Griffin-Owens Ins Spc Llc Agency | 717 W Pershing Rd 62526 |
(217) 875-4500 | |
| Albidress-Sanderson Agency Inc | 15 E Liberty Ln 61832-1440 |
217-446-8039 | |
| Frederick J Meka | 104 E Southline Rd Ste C 61953 |
(217) 253-2008 | |
| Griffin-Owens Ins Spc Llc Agency | 1015 S Main St 61761 |
(309) 454-2231 | |
| Drew W Revak | 604 S Neil St Ste 104 61820 |
(217) 359-0232 | |
| Hayes-Rasbury Insurance Agency Inc | 111 S Hamilton St 61951 |
(217) 728-7676 | |
| Scott Howell & Associates Inc | 39 E Jones Street 60953 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Tag-Highlands Ranch | 1301 W King St www.venneninsurance.com 62522 |
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| Kapiloff Insurance Agency | 2 W MAIN ST 61832 |
217-477-5380 | |
| Kane Insurance Agency Inc | 804 E EASTWOOD CENTER STE 7B www.kaneinsurance.com 61853 |
217-586-5410 | |
| The Findlay Automobile Club | 111 E Main St www.aaafindlay.com 61914 |
Email:insurance@aaafindlay.com |
|
| Alley Rehbaum & Capes Assuranc | 440 N 22nd St www.arc-insurance.com 62521-1576 |
217-422-3719 Email:cobannon@arc-insurance.com |
|
| Short Stop Insurance Agency Inc | 100 S Center, Ste 301 61727 |
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| Bradley & Parker Of Fl Inc | 101 S Lincoln St 61853-6010 |
217-586-4352 | |
| Navigator Insurance Agency | 1311 S NEIL ST www.insnavigator.com 61820 |
217-373-6856 Email:scastelli@insnavigator.com |
|
| Homestead Insurance Agency Llc | 2416 E WASHINGTON ST STE B3 61704 |
309-807-0900 | |
| Jacob Hauck Agency | 107 W. Cherry St Rte 150 Le\u00a0Roy www.walshins.com 61752 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Tara Egglinger | 427 E Main Attica 47918 |
Email:taegglinger@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Lewis Garlow & Associates Insurance Inc. | 111 E DECATUR ST 62521 |
217-423-3311 | |
| Kane Insurance Group Inc | 232 E LINCOLN www.kanegroupins.com 61873 |
217-469-2027 Email:mike@kanegroupins.com |
|
| Acl Insurance | 315 W Johnson St 61727-1329 |
217-935-6669 | |
| Whitbeck Insurance Agency Inc | 106 E Main Street 61910 |
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| Allen Insurance Agency | 802 N Clinton St Ste C 61701-3299 |
309-827-3276 | |
| Shisler Insurance Agency Inc. | 1704 S Neil St Suite A 61820 |
(217) 672-6438 | |
| Susan Hanes & Associates Insurance Agency | 500 W Main St 62522 |
| Erie | Nationwide | GEICO | |
| Median Home Value ($) | 141,030 | 171,030 | 171,030 |
| Construction year | 2008 | 2003 | 2014 |
| Home Coverage ($) | $175000-$200000 | $200000-$250000 | $200000-$250000 |
| Total Premium ($) | $951 | $959 | $888 |
Champaign, IL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Nationwide | upto 6% |
| Travelers | upto 6% |
| GEICO | upto 19% |
| Erie | upto 23% |