Home Insurance Costs with Deductible Scenarios in Decatur, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Decatur, IL	$80600	$680	$935
Stonington, IL	$92100	$447	$615
Mosquito, IL	$98300	$462	$636
Dalton City, IL	$91800	$446	$614
Forsyth, IL	$212800	$651	$895
Laenna, IL	$113300	$497	$684
Latham, IL	$80000	$414	$570
Blue Mound, IL	$84700	$427	$588
Warrensburg, IL	$101000	$469	$645
Boody, IL	$75800	$403	$554

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Impact of Coverage Amount on Home Insurance Cost In Decatur, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$994
$200,000	$3,475
$300,000	$4,725
$400,000	$5,689
$500,000	$7,282
$750,000 to $1000,000	$8,420
Above $1000,000	$9,956

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Decatur, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Decatur, IL Average Home Insurance Cost	$946.56
State Average Home Insurance Cost	$850
Difference Vs national Average	-277.44

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Top Homeowners Insurance Companies in Decatur, IL

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,143
Allstate	$1,047
LM General	$837
Liberty	$795

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Decatur, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-114	833
One Claim	+66	1013
Two Claims	+114	1060

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