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Home Insurance Costs with Deductible Scenarios in Galesburg, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Galesburg, IL $73500 $680 $935
Williamsfield, IL $75000 $400 $550
Knoxville, IL $94500 $453 $623
Rio, IL $96300 $457 $629
Altona, IL $67300 $377 $519
Maquon, IL $74400 $398 $548
Alpha, IL $85200 $429 $590
Union, IL $56000 $341 $469
Clover, IL $93100 $449 $618
North Henderson, IL $85000 $428 $589

Impact of Coverage Amount on Home Insurance Cost In Galesburg, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $1,525
$200,000 $3,797
$300,000 $4,995
$400,000 $6,200
$500,000 $7,936
$750,000 to $1000,000 $9,176
Above $1000,000 $10,850


Galesburg, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Galesburg, IL Average Home Insurance Cost$946.56
State Average Home Insurance Cost$850
Difference Vs national Average-277.44

Top Homeowners Insurance Companies in Galesburg, IL

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,171
Allstate $1,047
LM General $837
Liberty $795

Galesburg, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -133 814
One Claim +47 994
Two Claims +114 1060