Home Insurance Costs with Deductible Scenarios in Knox County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Knox County, IL	$81700	$680	$935
St. Augustine, IL	$50000	$320	$441
Indian Point, IL	$78200	$409	$563
Berwick, IL	$125000	$521	$717
Rio, IL	$96300	$457	$629
West Jersey, IL	$136300	$543	$747
Ellisville, IL	$80800	$416	$573
Cedar, IL	$89200	$439	$605
Gilson, IL	$65900	$373	$513
Knoxville, IL	$94500	$453	$623

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Impact of Coverage Amount on Home Insurance Cost In Knox County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,216
$200,000	$3,631
$300,000	$4,653
$400,000	$5,875
$500,000	$7,520
$750,000 to $1000,000	$8,695
Above $1000,000	$10,281

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Knox County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Knox County, IL Average Home Insurance Cost	$946.56
State Average Home Insurance Cost	$850
Difference Vs national Average	-277.44

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Top Homeowners Insurance Companies in Knox County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,143
Allstate	$1,047
LM General	$837
Liberty	$795

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Knox County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-123	824
One Claim	+66	1013
Two Claims	+123	1070

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