Home Insurance Costs with Deductible Scenarios in Livingston County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Livingston County, IL	$109500	$474	$652
Belle Prairie, IL	$128800	$528	$727
Chenoa, IL	$98100	$462	$635
Amity, IL	$106300	$481	$662
Cullom, IL	$74100	$398	$547
Sunbury, IL	$140900	$551	$758
Long Point, IL	$91700	$446	$614
Nebraska, IL	$108100	$485	$668
Livingston County, IL	$109500	$474	$652
Forrest, IL	$103200	$474	$652

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Impact of Coverage Amount on Home Insurance Cost In Livingston County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$617
$200,000	$1,733
$300,000	$2,474
$400,000	$3,046
$500,000	$3,899
$750,000 to $1000,000	$4,508
Above $1000,000	$5,331

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Livingston County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Livingston County, IL Average Home Insurance Cost	$659.6
State Average Home Insurance Cost	$850
Difference Vs national Average	-564.4

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Top Homeowners Insurance Companies in Livingston County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
LM General	$837
Liberty	$795

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Livingston County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-79	580
One Claim	+33	693
Two Claims	+79	739

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