Home Insurance Costs with Deductible Scenarios in Mcdonough County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
McDonough County, IL	$94600	$439	$605
Swan, IL	$68800	$382	$526
Chalmers, IL	$186300	$619	$852
Adair, IL	$75900	$403	$554
Harris, IL	$104300	$477	$656
Littleton, IL	$62900	$363	$500
Colchester, IL	$73200	$395	$543
Hancock, IL	$107600	$484	$666
Fountain Green, IL	$94500	$453	$623
New Salem, IL	$121300	$513	$706

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Impact of Coverage Amount on Home Insurance Cost In Mcdonough County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$572
$200,000	$2,016
$300,000	$2,573
$400,000	$3,107
$500,000	$3,977
$750,000 to $1000,000	$4,598
Above $1000,000	$5,437

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Mcdonough County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Mcdonough County, IL Average Home Insurance Cost	$612.07
State Average Home Insurance Cost	$850
Difference Vs national Average	-611.93

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Top Homeowners Insurance Companies in Mcdonough County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,143
Allstate	$1,047
LM General	$837
Liberty	$795

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Mcdonough County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-73	539
One Claim	+55	667
Two Claims	+73	686

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