About : Auto, Home, Life, Commercial Insurance
Description : Independent insurance agency specializing in Auto, Home, Life, and Commercial Insurance. We offer a wide variety of insurance services with direct access to 5 top rated insurance companies, and several specialty companies and brokerage firms.
1024 Court St., Pekin, IL 61554
Distance: 0.6 Miles
Recent Facebook Posts:
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Most people think that you need flood insurance if you live near a flood zone. Not the case. What most people dont know is that water leakage through a basement window (among other things) is considered a flood claim! Flood insurance is insured through the Federal Government, but is purchased through any local insurance agent.
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Whatever you do, DO NOT cancel your home or auto insurance before you replace it. A lapse in coverage on auto will not only make you "substandard," but most companies will not take you. As far as the house insurance goes, you do not want to pay the Illinois Fair Plan premium.
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Remember, damage to your home due to an Earthquake is not a standard coverage on the homeowners policy. It can be added (through most companies) as an endorsement. Common deductibles are 5% & 10%, which means that if your house is insured for 100k, your deductible would be either 5k or 10k.