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Home Insurance Costs with Deductible Scenarios in Quincy, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Quincy, IL $110400 $476 $655
Quincy, IL $110400 $476 $655
Kinderhook, IL $55700 $340 $467
La Grange, MO $79000 $623 $858
Round Grove, MO $117200 $720 $991
Ellington, IL $171100 $598 $823
Hannibal, MO $95300 $560 $771
Palmyra, MO $112300 $709 $975
Keene, IL $115800 $503 $692
Camp Point, IL $113100 $496 $683

Impact of Coverage Amount on Home Insurance Cost In Quincy, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $520
$200,000 $1,859
$300,000 $2,443
$400,000 $3,015
$500,000 $3,859
$750,000 to $1000,000 $4,462
Above $1000,000 $5,276


Quincy, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Quincy, IL Average Home Insurance Cost$662.51
State Average Home Insurance Cost$850
Difference Vs national Average-561.49

Top Homeowners Insurance Companies in Quincy, IL

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,171
Allstate $1,047
LM General $837
Liberty $795

Quincy, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -80 583
One Claim +46 709
Two Claims +93 755