Home Insurance Costs with Deductible Scenarios in Stephenson County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Stephenson County, IL	$97700	$447	$615
Browntown, WI	$87600	$347	$477
West Point, IL	$115400	$501	$690
Winslow, IL	$122500	$516	$710
Stockton, IL	$96700	$459	$631
Cherry Grove-Shannon, IL	$130500	$532	$732
Rock Run, IL	$147100	$561	$773
Davis, IL	$96600	$458	$630
Stephenson County, IL	$97700	$447	$615
Lancaster, IL	$117300	$505	$696

---

Impact of Coverage Amount on Home Insurance Cost In Stephenson County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$599
$200,000	$1,854
$300,000	$2,576
$400,000	$3,235
$500,000	$4,141
$750,000 to $1000,000	$4,788
Above $1000,000	$5,661

---

---

Stephenson County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Stephenson County, IL Average Home Insurance Cost	$622.74
State Average Home Insurance Cost	$850
Difference Vs national Average	-601.26

---

Top Homeowners Insurance Companies in Stephenson County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
LM General	$837
Liberty	$795

---

Stephenson County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-81	542
One Claim	+37	660
Two Claims	+81	704

---