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Home Insurance Costs with Deductible Scenarios in Urbana, IL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Urbana, IL $146700 $544 $748
Champaign County, IL $154800 $556 $766
Urbana, IL $146700 $544 $748
Ivesdale, IL $88900 $439 $604
South Homer, IL $117400 $505 $696
Savoy, IL $216100 $549 $756
White Heath, IL $90700 $443 $610
St. Joseph, IL $171600 $503 $692
Champaign, IL $156700 $560 $771
Philo, IL $162100 $585 $805

Impact of Coverage Amount on Home Insurance Cost In Urbana, IL

Coverage Amount Home Insurance Cost ($)
$100,000 $429
$200,000 $1,536
$300,000 $2,060
$400,000 $2,514
$500,000 $3,218
$750,000 to $1000,000 $3,721
Above $1000,000 $4,400


Urbana, IL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Urbana, IL Average Home Insurance Cost$757.57
State Average Home Insurance Cost$850
Difference Vs national Average-466.43

Top Homeowners Insurance Companies in Urbana, IL

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,171
Allstate $1,047
LM General $837
Liberty $795

Urbana, IL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -91 667
One Claim +68 826
Two Claims +98 856