Home Insurance Costs with Deductible Scenarios in Urbana, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Urbana, IL	$146700	$544	$748
Champaign County, IL	$154800	$556	$766
Urbana, IL	$146700	$544	$748
Ivesdale, IL	$88900	$439	$604
South Homer, IL	$117400	$505	$696
Savoy, IL	$216100	$549	$756
White Heath, IL	$90700	$443	$610
St. Joseph, IL	$171600	$503	$692
Champaign, IL	$156700	$560	$771
Philo, IL	$162100	$585	$805

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Impact of Coverage Amount on Home Insurance Cost In Urbana, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$429
$200,000	$1,536
$300,000	$2,060
$400,000	$2,514
$500,000	$3,218
$750,000 to $1000,000	$3,721
Above $1000,000	$4,400

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Urbana, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Urbana, IL Average Home Insurance Cost	$757.57
State Average Home Insurance Cost	$850
Difference Vs national Average	-466.43

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Top Homeowners Insurance Companies in Urbana, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Allstate	$1,047
LM General	$837
Liberty	$795

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Urbana, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-91	667
One Claim	+68	826
Two Claims	+98	856

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