Home Insurance Costs with Deductible Scenarios in Winnebago County, IL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Winnebago County, IL	$115900	$488	$671
Ridott, IL	$120800	$513	$705
Winnebago, IL	$155400	$483	$665
Manchester, IL	$292900	$741	$1,020
Davis, IL	$96600	$458	$630
Spring Grove, WI	$195700	$520	$715
Byron, IL	$172600	$504	$694
Scott, IL	$138800	$547	$753
German Valley, IL	$100600	$468	$644
Monroe Center, IL	$122900	$517	$711

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Impact of Coverage Amount on Home Insurance Cost In Winnebago County, IL

Coverage Amount	Home Insurance Cost ($)
$100,000	$619
$200,000	$1,868
$300,000	$2,334
$400,000	$2,929
$500,000	$3,749
$750,000 to $1000,000	$4,335
Above $1000,000	$5,126

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Winnebago County, IL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Winnebago County, IL Average Home Insurance Cost	$679
State Average Home Insurance Cost	$850
Difference Vs national Average	-545

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Top Homeowners Insurance Companies in Winnebago County, IL

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,171
Erie	$1,143
LM General	$837
Liberty	$795

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Winnebago County, IL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-81	598
One Claim	+54	733
Two Claims	+88	767

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